We did our initial viewing of the house with my clients, Ryan and Pauline, and sure enough—-there is a hole in the side of the house! Yes, this was the fixer dream my clients have been looking for—-a great location, good bones (despite the hole), but in need of a lot of cosmetic updating (and good upside on those updates!). It turned out the house had had only one owner. A clearly eccentric single gentleman with the penchant to do lots of strange house project to 80% completion. It does have a brand new hot tub! Back to the hole in the house. The previous owner clearly had some interesting ideas of what was important to take care of. The siding around the chimney was not one of them. Which is where the hole is. At this point you are asking, could this house be financed? Why yes. My clients bought the house with a conventional loan, 3% down, with the lender doing a hold back one 1 and a half times the repair costs for the siding and water damage on the interior. These were the items called out by the appraiser. My clients are now super happy with their new house project. Where there is a will, there is a way!